See your real
take-home pay.
The honest US paycheck calculator. Federal, state, FICA, 401(k), and health deductions — recalculated live as you type.
Your inputs
2024 · USPre-tax deductions
Where your money goes
- Take-home68.5%$2,240
- Federal tax10.3%$336
- State tax3.9%$127
- FICA7.6%$250
- Pre-tax9.7%$316
Detailed breakdown · per paycheck
Estimates only. Uses 2024 federal & approximate state brackets, standard deduction, and FICA caps. Not tax advice. Local taxes, SDI/SUI, and credits not included.
Frequently asked questions
How accurate is this paycheck calculator?+
It uses the 2024 IRS federal brackets, the standard deduction for your filing status, the FICA Social Security wage base ($168,600), and approximate 2024 state income tax brackets for all 50 states + DC. Estimates only — not tax advice.
Does it support hourly and salary pay?+
Yes. Toggle between salary and hourly modes. In hourly mode, you can include 1.5× overtime pay automatically calculated for any hours over 40 per week.
Are pre-tax deductions included?+
Yes. 401(k) contributions (entered as a percentage of gross or a flat dollar amount per paycheck) and health insurance premiums are subtracted from your gross pay before federal and state income tax is computed.
What if my state has no income tax?+
We zero out state income tax for AK, FL, NV, NH, SD, TN, TX, WA, and WY. You'll still see federal income tax and FICA in the breakdown.
What's the 2024 401(k) contribution limit?+
The IRS limit is $23,000 for employee contributions in 2024 (or $30,500 if you're 50+). The calculator doesn't enforce this cap — enter what you actually plan to contribute.
Does it include local or city taxes?+
No. Local taxes (NYC, Philadelphia, San Francisco, etc.), state SDI/SUI, post-tax deductions, and tax credits like the EITC are not included. For those, consult a tax professional.